Rent-to-Own Pianos

Simple payments. Beautiful instruments. Real support.

If you’ve been dreaming of having a piano in your home, rent-to-own is the easiest way to get there. We keep it straightforward and human—no confusing math, no pressure.

The Simple Math

No interest calculations

For qualifying pianos, your monthly payment is simply:

Piano price ÷ 12, 18, or 24 monthly payments

Our minimum rent-to-own piano is $1,200 (that’s $100/month for 12 months).
If a piano is priced below that, it’s purchase-only.

How Rent-to-Own Works

Step 1 — Choose a qualifying piano

We’ll show you the pianos that qualify for rent-to-own (typically $1,500–$6,000 in our current program range).

Step 2 — Pick your term

Choose the monthly plan that fits your life:

  • 12 months (fastest payoff)
  • 18 months (balanced)
  • 24 months (lowest monthly)

Step 3 — First payment at signing

Your first monthly payment is due when you sign your agreement.

Step 4 — Monthly payments are easy

Each month, you’ll receive a simple payment link and you’ll click to make your payment.

Step 5 — Delivery & setup

Delivery is typically $250–$350, depending on piano type and distance.
If your delivery has extra complexity (stairs, tight turns, special handling), additional cost may apply.

Delivery fee is due in cash upon delivery.
Delivery is usually scheduled within 2–3 days, unless you prefer a later date.

Tuning & “The Jay Touch”

We want your piano to arrive feeling right, sounding right, and inspiring you right away.

  • Uprights: receive a final tuning before they leave the store.
  • Baby grands & grands: Jay arrives at delivery to tune the piano after it’s set up, make sure everything is perfect, and then—if you’ll allow it—delight whoever’s there with a short performance before he heads out.

On-Time Credits (Crypto Harmony)

We love rewarding consistency.

If you’re enrolled in Crypto Harmony, on-time monthly payments may qualify you for credits and rewards. (You can keep it simple and do rent-to-own without Crypto Harmony too.)

Learn more about Crypto Harmony →

Quick Examples

  • $1,200 piano
    • 12 months: $100/mo
    • 18 months: N/A
    • 24 months: N/A
      (Note: our minimum program uses $100/mo for 12 months)
  • $3,600 piano
    • 12 months: $300/mo
    • 18 months: $200/mo
    • 24 months: $150/mo
  • $6,000 piano
    • 12 months: $500/mo
    • 18 months: $335/mo
    • 24 months: $250/mo

FAQs

Which pianos qualify for rent-to-own?

Most of our rent-to-own pianos fall between $1,500 and $6,000. The minimum rent-to-own price is $1,200. Below that, the piano is purchase-only.

When do I make payments?

Your first payment is due at signing, and after that you’ll pay monthly using a payment link.

How much is delivery?

Delivery is typically $250–$350, paid in cash upon delivery. Stairs and complex moves may add cost.

How soon can you deliver?

We typically deliver within 2–3 days, unless you’d like to schedule it later.

Do you tune the piano?

Yes. Uprights are tuned before leaving the store. Grand pianos are tuned by Jay after setup at your home.

Do I have to do the crypto part?

No. Rent-to-own stands on its own. Crypto Harmony is optional.

Ready to Get Started?

Come in and play a few pianos. We’ll help you choose the right instrument and a monthly plan that feels comfortable.